Message to MSCFF members:

 

The Missouri State Council of Fire Fighters along with The Standard, a highly rated and respected Life Insurance Company, is offering Life Insurance to all member locals. This life insurance is specially designed for Fire Fighters, containing an enhanced Line of Duty Benefit. This policy is voluntary for locals to participate, but mandatory for every member in a participating local. This was necessary to keep rates low. 

 

There are five levels of coverage for members to choose from in participating locals ranging from $5,000 benefit (under $2.00 a month) to $50,000 in guaranteed coverage. The premiums will be paid directly from your dues to the MSCFF. This coverage is also available for retired firefighters who are MSCFF dues paying members of participating locals.

 

Coverage Example*:

 

            A MSCFF member chooses the $15,000 benefit

 

            The monthly dues increase is $5.96

 

Life benefits for beneficiary:

            Face Value       $15,000

            AD&D             $15,000

            LODD             $15,000

 

            Total*              $45,000          

 

            AD&D is not available for retired members

 

This life insurance can be in addition to coverage you already receive from your employer. You can keep this coverage after you retire.

 

Statists show that most people do not have enough life insurance plus when most people think about getting coverage they may not be able to acquire affordable life coverage. The MSCFF and its member locals have strength in numbers so we can offer affordable guaranteed coverage with no medical exams or questionnaires. This plan will benefit the MSCFF and its members.